In light of everything happening in the world today it s important to reflect on whether your family would be able to manage your debts and final expenses if something were to happen to you I was recently reminded of the h e a r t -wrenching reality faced by a parent who lost a f o u r - y e a r -old child and had to turn to GoFundMe for funeral expenses This situation highlights how crucial it is to ensure that you have the necessary coverage in place Many people may have some insurance but if you haven t communicated with you agent in a while they might find that your initial coverage may no longer meets today s needs Take a moment to ask yourself Is my family truly covered If it s been a while since your last conversation with your life insurance agent